COMMERCIAL INSURANCE

The purpose of commercial insurance is to protect businesses and their owners from financial contingencies. For this, there are a variety of coverages. For example: property insurance, third-party liability insurance, business interruption insurance, computer crimes and personnel risks.

Specialized coverages are also available for businesses and professionals who need a more tailored insurance. Professional Insurance, Directors ‘and Officers’ Liability, Supplemental Liability, Marine Insurance, are just a few examples of what we can offer your business.

PRIVATE CLIENT INSURANCE

Property and casualty insurance is a product designed to mitigate the financial risks a client may face. As part of its activities, the individual may be exposed to incidents or situations that increase his financial vulnerability to his suppliers and his clients.

The purpose of property and casualty insurance is to help you through these bad times while preserving your property. Damage insurance includes property insurance, identity theft, home insurance, automobile and liability insurance.

LIFE INSURANCE AND GROUP BENEFITS

Life insurance

Life insurance is a death benefit. It offers a lump sum payment, payable to beneficiaries. The lump sum is generally not taxable and can be used for any purpose.
Life insurance presents a wide range of insurance products. The best known are term life insurance, universal life insurance and whole life insurance.

GROUP BENEFITS

Group insurance is a unique insurance product that covers a specific group of people. They may be employees or members of a professional association. In most cases, the cost of collective protection for employees or members is lower than the cost of individual private protection. Group benefits may include life insurance, health insurance, dental insurance and other categories of life and health insurance.